Login

Key Highlights of IDFC Bank Wealth Credit Card
Axis Bank My Zone Credit Card
Best Suited for  Unlimited Reward Points, Travel privileges, Entertainment benefits
Joining Fee Nil (Lifetime Free Credit Card)
Annual Fee Nil (Lifetime Free Credit Card)
Welcome Benefits Gift vouchers worth Rs. 500 and 5% cashback on first EMI transaction
Best Feature Up to 10X Reward Points that never expire
The Money Fair Rating ★★★★(4/5)

Features:

  • Earn cashback: You can earn up to 5% cashback on all your purchases made with the IDFC Bank Wealth Credit Card.
  • Reward Points: You can earn reward points for every purchase you make with the card. These points can be redeemed for various gifts and vouchers.
  • Air Miles: You can earn air miles for every purchase you make with the card. The air miles can be used for air travel.
  • Insurance Coverage: The card provides insurance coverage such as travel accident insurance, lost or stolen card insurance, and fraud protection insurance.
  • Exclusive Privileges: You can avail exclusive privileges such as discounts on dining, shopping, entertainment, and travel.
  • Balance Transfer Facility: You can transfer your outstanding balance from other credit cards to your IDFC Bank Wealth Credit Card at a lower rate of interest.

Benefits:

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

  • Zero Annual Fee: IDFC Bank Wealth Credit Card comes with zero annual fee, making it an ideal credit solution for customers who want to save money while availing the benefits of a credit card.
  • Reward Points: Customers can earn reward points on their purchases with IDFC Bank Wealth Credit Card. The reward points can be redeemed for a variety of rewards including cashback, discounts, and more.
  • Discounts: Customers can avail discounts and offers on online shopping, dining, travel, and more with IDFC Bank Wealth Credit Card.
  • Cashback: Customers can avail cashback on select purchases with their IDFC Bank Wealth Credit Card.
  • 24/7 Customer Support: IDFC Bank provides 24/7 customer support to its customers in case of any queries or assistance regarding their Credit Card.
  • Security: IDFC Bank ensures the security of its customers with its secure and safe payment gateways.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

IDFC Bank Wealth Credit Card: Fees & Charges

The fees and charges applicable to IDFC Bank Wealth Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

NIL

Annual/ Renewal Fee

NIL

Finance Charges

From 0.75% to 2.99% per month | 9% to 35.88% per year

Late Payment Fee
  • Less than Rs. 500 Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

IDFC Bank Wealth Credit Card offers a range of features and benefits, including cashback, reward points, air miles, and exclusive discounts. You should assess your own spending needs and lifestyle before deciding whether to go for this card or not. Weigh the pros and cons of the card and then take a decision.

Whether or not you should go for an IDFC Bank Wealth Credit Card is a decision that should be based on your own personal financial situation and needs. You should consider the fees and benefits associated with the card and make sure they fit into your budget and lifestyle. You should also read the terms and conditions carefully to make sure that the card meets your needs.

Q.  What is the eligibility criteria to receive the welcome benefit e-voucher?

A. The eligibility criteria to receive the welcome benefit e-voucher vary depending on the specific offer. Generally, customers must be new to the program, have a valid email address, and meet the minimum spend requirement associated with the offer.

Q. Where will I receive my welcome voucher?

A. Your welcome voucher will be sent to your email address. You may also find it in your account's "My Vouchers" page.

Q. What is the validity of the welcome voucher?

A. The validity of the welcome voucher typically depends on the specific offer. Check the terms and conditions of the voucher for more information.

Q. When would I receive the SC Points earned on achieving the milestone benefits?

A. The SC Points earned on achieving milestone benefits will be credited to your SC Points wallet within 10 working days of meeting the criteria.